A loan for home appliances and electronics will help you save your plans! Did your computer break down while you were completing your Master’s or Bachelor’s thesis? The fridge has stopped working and the food has already started to go bad? Your TV does not want to turn on, and in a moment begins your favorite series? It is possible that these devices have expired. In this situation, we have the opportunity to give ourselves a small gift. Check the solution which is a loan for electronics and household appliances!
Loan for electronics and household appliances
Have you broken your fridge, washing machine or TV? Such situations happen. However, the problem appears only when our bank account is empty at this moment? In this situation, non-bank loan companies can be helpful. When deciding to buy new equipment, it is also worth familiarizing yourself with the available financial solutions. A loan for home appliances and electronics can be a solution just for you! Payday pay is one of the offers of non-bank institutions. It will be a good solution for people who lack little money to finance their dream equipment or it is not very expensive. Why? We must pay attention to what parameters are characterized by payday loans. As the name suggests, these are short-term liabilities. Depending on the offer we choose, the loan period may be up to 65 days. However, we will normally have a month to collect the appropriate funds. After the deadline specified in the contract, repayment should take place in the form of a one-off transfer to the lender’s account.
Therefore, the amount we can apply for is not high. One of the companies offering the highest financial support for new customers is SzybkaGotówka. We can receive up to $ 6,000 for 65 days. However, applying for such high amounts involves considerable risk. Maybe it is worth leaning towards lower values and taking advantage of the loan for free promotion?
Loan for electronics and household appliances for free – is it possible?
If we want to incur a small amount of money, for example up to 3000 $, we can get it even without unnecessary additional costs. As new clients of loan companies, we have the chance to receive the money we need on the terms of APRC 0%. This means that we do not have to worry about the amount of commission, interest, preparation or administration fee. The condition of participation in the promotion is to pay the commitment on time. How does it look in practice? For example, Cheap Credit offers its new clients the possibility of taking loans up to $ 3,100 completely free! Applying for $ 2,000 for 30 days, we give exactly the same amount after one month. We do not bear any costs.
Below is a loan offer for home appliances and electronics. It is worth noting that these are short-term products. If you are interested in a longer loan period, we recommend using the installment loan, which you will read about later in the article.
My first installment purchase
The time has come to move away from your family home to your own apartment. What to do when your four corners are empty? Time to arrange them properly and reasonably. In addition to furniture and various types of accessories, we will need electronics and household appliances. It is true that from year to year we can find more and more attractive prices for the TV, computer or radio, but with larger expenses it can be a bit troublesome for us. Purchase of electronic equipment may even amount to several thousand zlotys. It is worth thinking about what we really need for everyday functioning. If we lack cash, we can also help with installment loans. According to Intrum Justitia research, almost half of the respondents declared that they saw no problem in buying in installments. It can not be hidden that one of the most common reasons for using installment commitments is the purchase of home appliances and electronics.
Home Appliances and Electronics in installments – for non-bank ferries
Electronics and household appliances in installments is a chance to spread one larger expense over time. Thanks to this, we will relieve our home budget and cover all costs associated with furnishing the apartment will not be a problem. Loan companies offer their clients attractive loan terms. When planning to submit an application, it is also worth familiarizing yourself with the Promotions section in our price comparison site. In this way, we can reduce costs and make the loan more profitable. Unfortunately, it should be emphasized that in the case of long-term liabilities we have no chance for a loan for free. The exceptions are temporary offers.
Loans for electronics and household appliances in non-bank companies can be up to tens of thousands. Undoubtedly, such amounts will ensure us a trouble-free purchase of all necessary equipment. However, the most common offers are those providing financial support of up to $ 10,000. However, when it comes to the loan period, it can be up to 24, 36, 48 or even 60 months. Remember that the longer the repayment period, the higher the costs will be.
Electronics and household appliances loan – what conditions?
Regardless of whether we use the long- or short-term offer, we must know that several basic conditions will have to be met. Among them we find, among others: the need to have Polish citizenship, a place of residence in Poland or to have a valid ID card. In addition, we must remember that in the case of an online loan, the funds will be paid into a bank account. This means that you will need to have a personal account, which can also be used for identity verification purposes.
The matter gets a bit complicated when it comes to age requirements. Theoretically, you should be of age. However, more and more often this threshold is raised to 20, 21 or even 26 years.
In addition, the lender will ask you to provide your phone number and email address, which will improve contact between the parties to the contract. Of course, let’s not forget about the obligation to have a stable source of income that allows you to settle your liability on time. The basis for making a decision on granting a loan will also be the assessment of creditworthiness. Therefore, it is also important that there are no negative entries in the databases.
What are the advantages of payday loans for home appliances and electronics?
The advantage of taking payday loans is that we have not been involved with lenders for many years. We get a loan almost immediately. If we are in a financial hole and we need cash for now, it is worth seeking help from companies providing short-term loans online. Importantly, at present, most non-bank institutions guarantee us the possibility to take out a loan via the Internet, without leaving home. Payday loans are usually smaller amounts, which are granted for a period of about 30 days. As we have already mentioned, this is a standard date, but in some cases you can also apply for an extension of the repayment. Just contact the customer service office in your company. We can often come across a promotion, such as the first loan for free. This means that we pay the lender as much as we took money from him.
Loan for home appliances / TV sets – TV sets
It can not be hidden that for both women and men, TV is one of the most important devices providing entertainment. Football matches, favorite TV series and movies – all this is at your fingertips, provided you have a working TV. How much does a new device cost today? If we choose from popular brands such as Samsung, LG, Sony, Sharp, Phillips we already have a 55 inch TV to buy up to 3000 $. We will find cheaper and more expensive offers. Therefore, we need to check the specifications, image parameters and available functions, for example, whether a given TV connects to other devices via WiFi or Bluetooth. The matrix is also important – currently 4K Ultra HD 3840 x 2160 resolution dominates. Cheaper TVs may have a lower resolution, but there is no rule. Therefore, it is important to calmly check the parameters or ask the seller for help. The higher class TV sets use OLED technology. The picture is more vivid, the colors are clear because the TV can display true black. On average, we will have to pay over $ 5,000 for this type of TV. The choice depends only on the wealth of our portfolio. If you do not have a small amount to buy the selected equipment, you should consider a quick loan.
Whether we choose the short-term or long-term offer depends entirely on us and individual needs and possibilities. It is not possible to say clearly for whom which product will be the best.